/* ==========================================================================
   QMC INTERNATIONAL BANK - ULTRA-PREMIUM INSTITUTIONAL DESIGN SYSTEM
   البوابة الرسمية لبنك QMC الدولي - الأزرق النيلي المصرفي، الأبيض الناصع، واللمسات الذهبية
   تصميم متجاوب بالكامل لكافة شاشات العرض (Mobile, Tablet, Laptop, Desktop, 4K)
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Cairo:wght@300;400;500;600;700;800;900&family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

:root {
    /* Brand Primary Colors */
    --qmc-navy-deep: #06152B;       /* أزرق نيلي مصرفي عميق وفاخر */
    --qmc-navy: #0A1E38;            /* أزرق نيلي رئيسي */
    --qmc-navy-light: #122B4C;      /* أزرق نيلي ثانوي */
    --qmc-blue-accent: #1D4ED8;     /* أزرق ملكي حيوي */
    --qmc-blue-soft: #2563EB;       /* أزرق ناصع */
    --qmc-blue-hover: #1E40AF;
    --qmc-ice-blue: #F0F5FA;        /* أزرق ثلجي ناصع للخلفيات */
    --qmc-ice-subtle: #F8FAFC;      /* خلفية ثلجية فائقة النقاء */
    
    /* Luxury Accents */
    --qmc-gold: #C5A880;            /* ذهبي ملكي مصرفي هادئ */
    --qmc-gold-hover: #B38F4D;
    --qmc-gold-light: #FDF9F2;      /* خلفية ذهبية هادئة */
    --qmc-emerald: #059669;         /* أخضر مالي موثوق للتأكيدات */
    --qmc-emerald-light: #ECFDF5;
    
    /* Pure Neutrals */
    --pure-white: #FFFFFF;
    --surface-card: #FFFFFF;
    --surface-border: #E2E8F0;
    --surface-border-subtle: #EEF2F6;
    
    /* Typography Colors */
    --text-primary: #07152B;        /* عناوين بالنيلي الداكن */
    --text-secondary: #334155;      /* نصوص بالرمادي الداكن المريح للعين */
    --text-muted: #64748B;          /* نصوص مساعدة */
    --text-light: #94A3B8;
    --text-white: #FFFFFF;
    
    /* Fonts */
    --font-ar: 'Cairo', system-ui, -apple-system, sans-serif;
    --font-en: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
    
    /* Shadows & Elevations */
    --shadow-subtle: 0 2px 8px rgba(7, 21, 43, 0.04);
    --shadow-card: 0 10px 30px -6px rgba(7, 21, 43, 0.06);
    --shadow-card-hover: 0 20px 45px -8px rgba(7, 21, 43, 0.12);
    --shadow-floating: 0 25px 50px -12px rgba(7, 21, 43, 0.16);
    --shadow-header: 0 4px 20px -2px rgba(6, 21, 43, 0.06);
    
    /* Transitions & Radii */
    --transition: all 0.28s cubic-bezier(0.16, 1, 0.3, 1);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 18px;
    --radius-xl: 24px;
}

/* ==========================================================================
   RESET & BASE STYLES
   ========================================================================== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    -webkit-tap-highlight-color: transparent;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    overflow-x: hidden;
}

html[dir="rtl"] {
    direction: rtl;
}

html[dir="ltr"] {
    direction: ltr;
}

section[id], div[id] {
    scroll-margin-top: 86px;
}

body {
    background-color: var(--pure-white);
    color: var(--text-secondary);
    line-height: 1.7;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    position: relative;
    width: 100%;
}

html[dir="rtl"] body,
html[dir="rtl"] .btn,
html[dir="rtl"] input,
html[dir="rtl"] select,
html[dir="rtl"] textarea {
    font-family: var(--font-ar);
}

html[dir="ltr"] body,
html[dir="ltr"] .btn,
html[dir="ltr"] input,
html[dir="ltr"] select,
html[dir="ltr"] textarea {
    font-family: var(--font-en);
}

/* LTR Directional Icon & Drawer Adaptations */
html[dir="ltr"] .service-card-action svg,
html[dir="ltr"] .footer-newsletter-btn svg,
html[dir="ltr"] .mobile-drawer-link svg:last-child {
    transform: rotate(180deg);
}

html[dir="ltr"] .mobile-drawer-panel {
    right: auto;
    left: 0;
    transform: translateX(-100%);
    box-shadow: 10px 0 40px rgba(6, 21, 43, 0.2);
}
html[dir="ltr"] .mobile-drawer-backdrop.active .mobile-drawer-panel {
    transform: translateX(0);
}

.container {
    width: 100%;
    max-width: 1360px;
    margin: 0 auto;
    padding: 0 clamp(16px, 2.5vw, 32px);
}

a {
    color: inherit;
    text-decoration: none;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* ==========================================================================
   BUTTONS & MICRO COMPONENTS
   ========================================================================== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    font-family: var(--font-ar);
    font-weight: 700;
    font-size: 0.95rem;
    padding: 12px 24px;
    border-radius: var(--radius-md);
    border: 1px solid transparent;
    cursor: pointer;
    transition: var(--transition);
    text-align: center;
    line-height: 1.2;
    white-space: nowrap;
    user-select: none;
}

.btn-primary-qmc {
    background-color: var(--qmc-blue-accent);
    color: var(--pure-white);
    border-color: var(--qmc-blue-accent);
    box-shadow: 0 4px 14px rgba(29, 78, 216, 0.25);
}
.btn-primary-qmc:hover {
    background-color: var(--qmc-blue-hover);
    border-color: var(--qmc-blue-hover);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(29, 78, 216, 0.35);
    color: var(--pure-white);
}

.btn-outline-qmc {
    background-color: transparent;
    color: var(--qmc-navy);
    border-color: var(--surface-border);
}
.btn-outline-qmc:hover {
    background-color: var(--qmc-ice-blue);
    border-color: var(--qmc-navy);
    color: var(--qmc-navy);
    transform: translateY(-2px);
}

.btn-gold {
    background: linear-gradient(135deg, #C5A880 0%, #B38F4D 100%);
    color: #FFFFFF;
    border: none;
    box-shadow: 0 4px 15px rgba(179, 143, 77, 0.28);
}
.btn-gold:hover {
    background: linear-gradient(135deg, #B38F4D 0%, #9A7B38 100%);
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(179, 143, 77, 0.38);
    color: #FFFFFF;
}

.btn-lg {
    padding: 15px 32px;
    font-size: 1.05rem;
    border-radius: var(--radius-md);
}

.btn-sm {
    padding: 8px 16px;
    font-size: 0.85rem;
    border-radius: var(--radius-sm);
}

/* Section Header Styles */
.section-header-center {
    text-align: center;
    max-width: 820px;
    margin: 0 auto 56px;
}

.section-tag-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--qmc-ice-blue);
    color: var(--qmc-blue-accent);
    padding: 6px 16px;
    border-radius: 999px;
    font-size: 0.84rem;
    font-weight: 700;
    margin-bottom: 16px;
    border: 1px solid rgba(29, 78, 216, 0.12);
}

.section-tag-gold {
    background: var(--qmc-gold-light);
    color: #9A7B38;
    border-color: rgba(197, 168, 128, 0.3);
}

.section-heading-lg {
    font-size: clamp(1.8rem, 3.2vw, 2.45rem);
    font-weight: 800;
    color: var(--qmc-navy-deep);
    margin-bottom: 16px;
    line-height: 1.35;
}

.section-subtitle-text {
    font-size: clamp(0.95rem, 1.3vw, 1.08rem);
    color: var(--text-muted);
    line-height: 1.8;
}

/* ==========================================================================
   1. MODERN MASTER SITE HEADER (LUXURY INSTITUTIONAL DESIGN)
   ========================================================================== */
.site-header {
    background-color: rgba(255, 255, 255, 0.94);
    backdrop-filter: blur(16px) saturate(180%);
    -webkit-backdrop-filter: blur(16px) saturate(180%);
    border-bottom: 1px solid rgba(226, 232, 240, 0.85);
    position: sticky;
    top: 0;
    z-index: 1100;
    box-shadow: 0 2px 14px -2px rgba(6, 21, 43, 0.04);
    transition: all 0.25s ease;
    width: 100%;
}

.site-header.scrolled {
    background-color: rgba(255, 255, 255, 0.98);
    box-shadow: 0 6px 24px -4px rgba(6, 21, 43, 0.08);
    border-bottom-color: rgba(203, 213, 225, 0.7);
}

.navbar-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 0;
    gap: 16px;
    width: 100%;
    transition: padding 0.25s ease;
}

.site-header.scrolled .navbar-container {
    padding: 8px 0;
}

/* Brand Identity */
.brand-identity {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    flex-shrink: 0;
}

.brand-emblem {
    width: 42px;
    height: 42px;
    background: linear-gradient(135deg, var(--qmc-navy-deep) 0%, #1D4ED8 100%);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 3px 12px rgba(10, 30, 56, 0.2);
    position: relative;
    overflow: hidden;
    flex-shrink: 0;
    transition: var(--transition);
}
.brand-identity:hover .brand-emblem {
    transform: translateY(-1px);
    box-shadow: 0 5px 16px rgba(29, 78, 216, 0.3);
}
.brand-emblem::after {
    content: '';
    position: absolute;
    inset: 1px;
    border: 1px solid rgba(255, 255, 255, 0.25);
    border-radius: 9px;
}
.brand-emblem-text {
    font-family: var(--font-en);
    font-weight: 900;
    font-size: 1.05rem;
    color: #FFFFFF;
    letter-spacing: 0.5px;
}

.brand-names {
    display: flex;
    flex-direction: column;
}

.brand-title-arabic {
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    line-height: 1.15;
    letter-spacing: -0.2px;
    transition: color 0.2s ease;
}
.brand-identity:hover .brand-title-arabic {
    color: var(--qmc-blue-accent);
}

.brand-subtitle-en {
    font-family: var(--font-en);
    font-size: 0.62rem;
    font-weight: 700;
    color: var(--text-muted);
    letter-spacing: 1px;
}

/* Primary Desktop Nav Menu */
.primary-nav-wrapper {
    display: flex;
    align-items: center;
    flex-shrink: 1;
}

.primary-nav-menu {
    display: flex;
    align-items: center;
    gap: 4px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.nav-item-link {
    display: inline-flex;
    align-items: center;
    padding: 8px 12px;
    font-size: 0.9rem;
    font-weight: 600;
    color: #334155;
    border-radius: 6px;
    transition: all 0.2s ease;
    position: relative;
    white-space: nowrap;
    text-decoration: none;
}
.nav-item-link:hover {
    color: var(--qmc-blue-accent);
    background-color: rgba(29, 78, 216, 0.04);
}
.nav-item-link.active {
    color: var(--qmc-blue-accent);
    font-weight: 700;
    background-color: transparent;
}
.nav-item-link.active::after {
    content: '';
    position: absolute;
    bottom: -6px;
    left: 12px;
    right: 12px;
    height: 2.5px;
    background: linear-gradient(90deg, #1D4ED8, #3B82F6);
    border-radius: 99px;
}

/* Header Actions Controls */
.header-actions-wrap {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-shrink: 0;
}

/* Hotline Pill in Header (Adaptive) */
.header-hotline-pill {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    padding: 7px 12px;
    border-radius: 999px;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--qmc-navy-deep);
    transition: var(--transition);
    text-decoration: none;
}
.header-hotline-pill:hover {
    background: #EFF6FF;
    border-color: var(--qmc-blue-accent);
    color: var(--qmc-blue-accent);
    transform: translateY(-1px);
}
.header-hotline-pill svg {
    color: var(--qmc-blue-accent);
    flex-shrink: 0;
}
.header-hotline-pill .hotline-num {
    font-family: var(--font-en);
    direction: ltr;
}

/* Language Switcher Pill (Bilingual) */
.btn-lang-switcher {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #FFFFFF;
    border: 1.5px solid #CBD5E1;
    padding: 7px 12px;
    border-radius: 999px;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--qmc-navy-deep);
    transition: var(--transition);
    text-decoration: none;
    cursor: pointer;
    white-space: nowrap;
}
.btn-lang-switcher:hover {
    background: #EFF6FF;
    border-color: var(--qmc-blue-accent);
    color: var(--qmc-blue-accent);
    transform: translateY(-1px);
    box-shadow: 0 2px 8px rgba(29, 78, 216, 0.15);
}
.btn-lang-switcher svg {
    color: var(--qmc-blue-accent);
    flex-shrink: 0;
}
.btn-lang-switcher .lang-label {
    letter-spacing: 0.3px;
}

/* Refined Banking Action Buttons */
.btn-login-nav {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    padding: 8px 15px;
    font-size: 0.86rem;
    font-weight: 700;
    border-radius: 8px;
    background: #FFFFFF;
    border: 1.5px solid #CBD5E1;
    color: var(--qmc-navy-deep);
    cursor: pointer;
    transition: all 0.2s ease;
    white-space: nowrap;
}
.btn-login-nav:hover {
    background: #F0F7FF;
    border-color: var(--qmc-blue-accent);
    color: var(--qmc-blue-accent);
    transform: translateY(-1px);
}
.btn-login-nav svg {
    color: var(--qmc-blue-accent);
}

.btn-register-nav {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    padding: 8px 16px;
    font-size: 0.86rem;
    font-weight: 700;
    border-radius: 8px;
    background: linear-gradient(135deg, #1D4ED8 0%, #1E40AF 100%);
    color: #FFFFFF;
    border: none;
    box-shadow: 0 3px 10px rgba(29, 78, 216, 0.22);
    cursor: pointer;
    transition: all 0.2s ease;
    white-space: nowrap;
}
.btn-register-nav:hover {
    background: linear-gradient(135deg, #1E40AF 0%, #172554 100%);
    box-shadow: 0 5px 14px rgba(29, 78, 216, 0.32);
    transform: translateY(-1px);
}
.btn-register-nav svg {
    color: #FFFFFF;
}

/* Mobile Hamburger Button with Animated Bars */
.mobile-hamburger {
    display: none;
    width: 40px;
    height: 40px;
    border-radius: 8px;
    background: #F8FAFC;
    border: 1.5px solid #E2E8F0;
    cursor: pointer;
    align-items: center;
    justify-content: center;
    position: relative;
    padding: 0;
    transition: var(--transition);
}
.mobile-hamburger:hover {
    background: #EFF6FF;
    border-color: var(--qmc-blue-accent);
}
.hamburger-icon-lines {
    width: 18px;
    height: 13px;
    position: relative;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}
.hamburger-line {
    width: 100%;
    height: 2px;
    background-color: var(--qmc-navy-deep);
    border-radius: 2px;
    transition: var(--transition);
}
.mobile-hamburger.active .hamburger-line:nth-child(1) {
    transform: translateY(5.5px) rotate(45deg);
}
.mobile-hamburger.active .hamburger-line:nth-child(2) {
    opacity: 0;
    transform: translateX(8px);
}
.mobile-hamburger.active .hamburger-line:nth-child(3) {
    transform: translateY(-5.5px) rotate(-45deg);
}

/* Header Mini Action for Mobile Screen */
.mobile-header-quick-login {
    display: none;
}

/* User Badge Header */
.user-badge-header {
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--qmc-ice-blue);
    padding: 6px 14px;
    border-radius: var(--radius-md);
    border: 1px solid var(--surface-border);
}

.user-avatar-circle {
    width: 34px;
    height: 34px;
    background: var(--qmc-blue-accent);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
}

.user-meta-info {
    display: flex;
    flex-direction: column;
}
.user-meta-name {
    font-weight: 700;
    font-size: 0.88rem;
    color: var(--qmc-navy-deep);
}
.user-meta-role {
    font-size: 0.75rem;
    color: var(--text-muted);
}

/* ==========================================================================
   OFF-CANVAS MOBILE DRAWER (LUXURY BANK EXPERIENCE)
   ========================================================================== */
.mobile-drawer-backdrop {
    position: fixed;
    inset: 0;
    background: rgba(6, 21, 43, 0.6);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    z-index: 1998;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}
.mobile-drawer-backdrop.active {
    opacity: 1;
    visibility: visible;
}

.mobile-drawer-panel {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    width: 86%;
    max-width: 380px;
    background: #FFFFFF;
    z-index: 1999;
    box-shadow: -10px 0 40px rgba(6, 21, 43, 0.2);
    display: flex;
    flex-direction: column;
    transform: translateX(100%);
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    overflow-y: auto;
}
.mobile-drawer-backdrop.active .mobile-drawer-panel {
    transform: translateX(0);
}

.mobile-drawer-header {
    padding: 20px 24px;
    border-bottom: 1px solid var(--surface-border);
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.mobile-drawer-close-btn {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: var(--qmc-ice-subtle);
    border: 1px solid var(--surface-border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    cursor: pointer;
    color: var(--text-muted);
    transition: var(--transition);
}
.mobile-drawer-close-btn:hover {
    background: #E2E8F0;
    color: var(--qmc-navy-deep);
}

.mobile-drawer-quick-actions {
    padding: 20px 24px;
    background: var(--qmc-ice-subtle);
    border-bottom: 1px solid var(--surface-border);
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.mobile-drawer-nav-list {
    list-style: none;
    padding: 16px 20px;
    display: flex;
    flex-direction: column;
    gap: 4px;
    flex-grow: 1;
}

.mobile-drawer-nav-item a {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 16px;
    border-radius: var(--radius-md);
    color: var(--qmc-navy-deep);
    font-weight: 700;
    font-size: 0.98rem;
    transition: var(--transition);
}
.mobile-drawer-nav-item a:hover {
    background: var(--qmc-ice-blue);
    color: var(--qmc-blue-accent);
}

.mobile-nav-item-icon-title {
    display: flex;
    align-items: center;
    gap: 12px;
}
.mobile-nav-item-icon-title svg {
    color: var(--qmc-blue-accent);
}

.mobile-drawer-footer {
    padding: 20px 24px;
    background: #FFFFFF;
    border-top: 1px solid var(--surface-border);
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.mobile-drawer-contact-card {
    background: var(--qmc-ice-blue);
    border-radius: 10px;
    padding: 12px 14px;
    display: flex;
    align-items: center;
    gap: 12px;
    color: var(--qmc-navy);
}

/* ==========================================================================
   MOBILE BOTTOM FLOATING APP DOCK (NATIVE APP EXPERIENCE)
   ========================================================================== */
.mobile-bottom-app-dock {
    display: none;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: rgba(255, 255, 255, 0.96);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    border-top: 1px solid var(--surface-border);
    box-shadow: 0 -4px 20px rgba(6, 21, 43, 0.08);
    z-index: 1000;
    padding: 6px 12px 10px;
}

.bottom-dock-items-row {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 6px;
    align-items: center;
}

.bottom-dock-tab-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 4px;
    padding: 6px 2px;
    border-radius: 8px;
    color: var(--text-muted);
    font-size: 0.72rem;
    font-weight: 700;
    background: transparent;
    border: none;
    cursor: pointer;
    transition: var(--transition);
}
.bottom-dock-tab-btn svg {
    color: var(--text-muted);
    transition: var(--transition);
}
.bottom-dock-tab-btn.active,
.bottom-dock-tab-btn:hover {
    color: var(--qmc-blue-accent);
}
.bottom-dock-tab-btn.active svg,
.bottom-dock-tab-btn:hover svg {
    color: var(--qmc-blue-accent);
    transform: translateY(-2px);
}

.bottom-dock-tab-btn.featured-tab {
    background: var(--qmc-blue-accent);
    color: #FFFFFF;
    border-radius: 10px;
    box-shadow: 0 4px 12px rgba(29, 78, 216, 0.35);
}
.bottom-dock-tab-btn.featured-tab svg {
    color: #FFFFFF;
}

/* ==========================================================================
   3. HERO MASTER SECTION
   ========================================================================== */
.hero-bank-section {
    background: linear-gradient(180deg, #FFFFFF 0%, #F5F8FC 100%);
    padding: clamp(48px, 6vw, 76px) 0 clamp(56px, 7vw, 84px);
    position: relative;
    overflow: hidden;
    border-bottom: 1px solid var(--surface-border-subtle);
}

.hero-bank-section::before {
    content: '';
    position: absolute;
    top: -200px;
    right: -200px;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(29, 78, 216, 0.05) 0%, rgba(255, 255, 255, 0) 70%);
    pointer-events: none;
}

.hero-layout-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.95fr;
    gap: 48px;
    align-items: center;
}

.hero-badge-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #FFFFFF;
    border: 1px solid var(--surface-border);
    padding: 8px 18px;
    border-radius: 999px;
    font-size: clamp(0.78rem, 1.2vw, 0.88rem);
    font-weight: 700;
    color: var(--qmc-navy);
    box-shadow: var(--shadow-subtle);
    margin-bottom: 24px;
}
.hero-badge-tag svg {
    color: var(--qmc-blue-accent);
    flex-shrink: 0;
}

.hero-headline {
    font-size: clamp(2.1rem, 4.2vw, 3.25rem);
    font-weight: 900;
    color: var(--qmc-navy-deep);
    line-height: 1.25;
    margin-bottom: 22px;
    letter-spacing: -0.5px;
}

.hero-headline .highlight-blue {
    color: var(--qmc-blue-accent);
    position: relative;
    display: inline-block;
}

.hero-description {
    font-size: clamp(1rem, 1.4vw, 1.16rem);
    color: var(--text-secondary);
    line-height: 1.85;
    margin-bottom: 36px;
    max-width: 620px;
}

.hero-cta-flex {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 44px;
    flex-wrap: wrap;
}

.hero-kpis-strip {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    padding-top: 32px;
    border-top: 1px solid var(--surface-border);
}

.kpi-block-item {
    display: flex;
    flex-direction: column;
}

.kpi-main-number {
    font-family: var(--font-en);
    font-size: clamp(1.4rem, 2.2vw, 1.85rem);
    font-weight: 800;
    color: var(--qmc-navy-deep);
    line-height: 1.1;
    margin-bottom: 4px;
}

.kpi-sub-label {
    font-size: 0.84rem;
    color: var(--text-muted);
    font-weight: 600;
}

/* Hero Photography Frame */
.hero-photography-frame {
    position: relative;
}

.hero-image-wrap {
    position: relative;
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-card-hover);
    border: 6px solid #FFFFFF;
    background: #FFFFFF;
}

.hero-image-wrap img {
    width: 100%;
    height: clamp(320px, 35vw, 480px);
    object-fit: cover;
    display: block;
    transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}
.hero-image-wrap:hover img {
    transform: scale(1.025);
}

/* Floating Badges */
.floating-glass-badge {
    position: absolute;
    background: rgba(255, 255, 255, 0.94);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(226, 232, 240, 0.8);
    border-radius: var(--radius-md);
    padding: 14px 18px;
    display: flex;
    align-items: center;
    gap: 14px;
    box-shadow: var(--shadow-floating);
    z-index: 10;
}

.badge-pos-top-left {
    top: -20px;
    left: -20px;
}

.badge-pos-bottom-right {
    bottom: -20px;
    right: -20px;
}

.badge-icon-square {
    width: 44px;
    height: 44px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.badge-icon-square.emerald {
    background: var(--qmc-emerald-light);
    color: var(--qmc-emerald);
}
.badge-icon-square.gold {
    background: var(--qmc-gold-light);
    color: #9A7B38;
}

.badge-bold-title {
    font-size: 0.95rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    line-height: 1.2;
}

.badge-light-desc {
    font-size: 0.78rem;
    color: var(--text-muted);
}

/* ==========================================================================
   4. LIVE MARKET RATES & INTERACTIVE CONVERTER RIBBON
   ========================================================================== */
.market-ticker-section {
    background-color: var(--pure-white);
    border-bottom: 1px solid var(--surface-border);
    padding: 14px 0;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02);
}

.market-ticker-grid {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    flex-wrap: wrap;
}

.ticker-label-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    white-space: nowrap;
}
.ticker-label-badge .pulsing-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #10B981;
    animation: pulseDot 2s infinite;
}

@keyframes pulseDot {
    0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7); }
    70% { transform: scale(1); box-shadow: 0 0 0 8px rgba(16, 185, 129, 0); }
    100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0); }
}

.rates-items-stream {
    display: flex;
    align-items: center;
    gap: 12px;
    overflow-x: auto;
    padding-bottom: 2px;
    scrollbar-width: none;
    -webkit-overflow-scrolling: touch;
}
.rates-items-stream::-webkit-scrollbar {
    display: none;
}

.rate-chip {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--qmc-ice-subtle);
    border: 1px solid var(--surface-border);
    padding: 6px 14px;
    border-radius: 8px;
    font-size: 0.84rem;
    white-space: nowrap;
}

.rate-pair-symbol {
    font-family: var(--font-en);
    font-weight: 700;
    color: var(--qmc-navy-deep);
}

.rate-val-num {
    font-family: var(--font-en);
    font-weight: 700;
    color: var(--text-secondary);
}

.rate-change-green {
    font-family: var(--font-en);
    color: var(--qmc-emerald);
    font-weight: 700;
    font-size: 0.78rem;
}
.rate-change-red {
    font-family: var(--font-en);
    color: #DC2626;
    font-weight: 700;
    font-size: 0.78rem;
}

/* Mini Quick Currency Converter Widget */
.quick-converter-inline {
    display: flex;
    align-items: center;
    gap: 8px;
    background: var(--qmc-ice-blue);
    border: 1px solid var(--surface-border);
    padding: 6px 12px;
    border-radius: 10px;
    flex-wrap: wrap;
}

.converter-input-mini {
    width: 72px;
    padding: 6px 8px;
    border: 1.5px solid var(--surface-border);
    border-radius: 6px;
    font-size: 0.88rem;
    font-weight: 700;
    text-align: center;
    font-family: var(--font-en);
    background: #fff;
    outline: none;
}

.converter-select-mini {
    padding: 6px 8px;
    border: 1.5px solid var(--surface-border);
    border-radius: 6px;
    font-size: 0.85rem;
    font-weight: 700;
    background: #fff;
    cursor: pointer;
    outline: none;
}

.converter-result-pill {
    font-family: var(--font-en);
    font-weight: 800;
    color: var(--qmc-blue-accent);
    font-size: 0.92rem;
    padding: 0 6px;
}

/* ==========================================================================
   5. QUICK BANKING SERVICES HUB
   ========================================================================== */
.quick-services-section {
    padding: clamp(64px, 8vw, 96px) 0;
    background-color: var(--pure-white);
}

.services-tiles-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.service-tile-card {
    background-color: var(--pure-white);
    border: 1.5px solid var(--surface-border);
    border-radius: var(--radius-lg);
    padding: clamp(24px, 3vw, 32px) clamp(20px, 2.5vw, 28px);
    transition: var(--transition);
    position: relative;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}
.service-tile-card:hover {
    border-color: var(--qmc-blue-accent);
    transform: translateY(-5px);
    box-shadow: var(--shadow-card-hover);
}

.service-icon-box {
    width: 56px;
    height: 56px;
    border-radius: 14px;
    background: var(--qmc-ice-blue);
    color: var(--qmc-blue-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    transition: var(--transition);
}
.service-tile-card:hover .service-icon-box {
    background: var(--qmc-blue-accent);
    color: #FFFFFF;
}

.service-tile-title {
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    margin-bottom: 10px;
    line-height: 1.35;
}

.service-tile-desc {
    font-size: 0.95rem;
    color: var(--text-muted);
    line-height: 1.7;
    margin-bottom: 20px;
}

.service-card-action {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--qmc-blue-accent);
    font-weight: 700;
    font-size: 0.92rem;
    transition: var(--transition);
}
.service-tile-card:hover .service-card-action {
    gap: 12px;
}

/* ==========================================================================
   6. INTERACTIVE 3D METAL CARDS SHOWCASE
   ========================================================================== */
.luxury-cards-showcase-section {
    background: linear-gradient(180deg, #F8FAFC 0%, #EDF2F7 100%);
    padding: clamp(64px, 8vw, 96px) 0;
    border-top: 1px solid var(--surface-border);
    border-bottom: 1px solid var(--surface-border);
}

.cards-interactive-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
}

.cards-visual-display {
    position: relative;
}

.cards-main-photo-frame {
    border-radius: var(--radius-xl);
    overflow: hidden;
    border: 6px solid #FFFFFF;
    box-shadow: var(--shadow-floating);
    background: #FFFFFF;
}
.cards-main-photo-frame img {
    width: 100%;
    height: clamp(280px, 32vw, 420px);
    object-fit: cover;
    display: block;
}

/* Card Selection Switcher */
.card-tier-selector-pills {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 28px;
}

.card-tier-pill {
    background: #FFFFFF;
    border: 1.5px solid var(--surface-border);
    border-radius: var(--radius-md);
    padding: 16px 20px;
    cursor: pointer;
    transition: var(--transition);
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.card-tier-pill:hover {
    border-color: var(--qmc-blue-accent);
}
.card-tier-pill.active {
    border-color: var(--qmc-blue-accent);
    background: #FFFFFF;
    box-shadow: 0 8px 24px rgba(29, 78, 216, 0.12);
}

.card-pill-meta {
    display: flex;
    align-items: center;
    gap: 14px;
}

.card-color-indicator {
    width: 22px;
    height: 22px;
    border-radius: 6px;
    flex-shrink: 0;
}
.card-color-indicator.titanium { background: #1E293B; }
.card-color-indicator.sapphire { background: #1D4ED8; }
.card-color-indicator.platinum { background: #E2E8F0; border: 1.5px solid #CBD5E1; }
.card-color-indicator.silk { background: #9A7B38; }

.card-pill-name {
    font-weight: 800;
    font-size: 1.05rem;
    color: var(--qmc-navy-deep);
}

.card-pill-tagline {
    font-size: 0.82rem;
    color: var(--text-muted);
}

.card-pill-badge {
    font-size: 0.82rem;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 999px;
    background: var(--qmc-ice-blue);
    color: var(--qmc-blue-accent);
}
.card-tier-pill.active .card-pill-badge {
    background: var(--qmc-blue-accent);
    color: #FFFFFF;
}

/* Card Specs Panel */
.active-card-details-panel {
    background: #FFFFFF;
    border: 1.5px solid var(--surface-border);
    border-radius: var(--radius-lg);
    padding: clamp(20px, 3vw, 28px);
    box-shadow: var(--shadow-card);
}

.card-specs-flex {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin-bottom: 24px;
    padding-bottom: 20px;
    border-bottom: 1px solid var(--surface-border-subtle);
}

.spec-tile-item {
    display: flex;
    flex-direction: column;
}
.spec-tile-title {
    font-size: 0.78rem;
    color: var(--text-muted);
    margin-bottom: 4px;
}
.spec-tile-val {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
}
.spec-tile-val.highlight {
    color: var(--qmc-blue-accent);
}

.card-perks-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 24px;
}
.card-perk-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.92rem;
    color: var(--text-secondary);
}
.card-perk-item svg {
    color: var(--qmc-emerald);
    flex-shrink: 0;
}

/* ==========================================================================
   7. NEXT-GEN DIGITAL MOBILE APP SHOWCASE
   ========================================================================== */
.digital-app-section {
    padding: clamp(64px, 8vw, 96px) 0;
    background-color: var(--pure-white);
}

.digital-app-split-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: center;
}

.app-screenshot-frame {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-card-hover);
    border: 6px solid #FFFFFF;
    background: #FFFFFF;
}
.app-screenshot-frame img {
    width: 100%;
    height: clamp(320px, 35vw, 480px);
    object-fit: cover;
    display: block;
}

.app-features-checklist {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 18px;
    margin: 28px 0 36px;
}

.app-feature-row {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.feature-check-circle {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--qmc-ice-blue);
    color: var(--qmc-blue-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-top: 3px;
}

.feature-row-content {
    display: flex;
    flex-direction: column;
}
.feature-row-title {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    margin-bottom: 4px;
}
.feature-row-desc {
    font-size: 0.92rem;
    color: var(--text-muted);
    line-height: 1.6;
}

.app-download-badges-row {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-wrap: wrap;
}

.app-store-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--qmc-navy-deep);
    color: #FFFFFF;
    padding: 10px 20px;
    border-radius: 10px;
    font-size: 0.88rem;
    font-weight: 700;
    transition: var(--transition);
}
.app-store-pill:hover {
    background: var(--qmc-blue-accent);
    transform: translateY(-2px);
    color: #FFFFFF;
}

/* ==========================================================================
   8. PRIVATE WEALTH & VIP ADVISORY
   ========================================================================== */
.private-wealth-section {
    padding: clamp(64px, 8vw, 96px) 0;
    background: linear-gradient(180deg, #FAF8F5 0%, #FFFFFF 100%);
    border-top: 1px solid var(--surface-border);
}

.private-wealth-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: center;
}

.wealth-lounge-frame {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-card-hover);
    border: 6px solid #FFFFFF;
    background: #FFFFFF;
}
.wealth-lounge-frame img {
    width: 100%;
    height: clamp(320px, 35vw, 480px);
    object-fit: cover;
    display: block;
}

.wealth-features-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
    margin: 28px 0 36px;
}

.wealth-feature-card {
    background: #FFFFFF;
    border: 1px solid rgba(197, 168, 128, 0.35);
    border-radius: var(--radius-md);
    padding: 20px;
    box-shadow: 0 4px 16px rgba(197, 168, 128, 0.08);
}
.wealth-feature-card h4 {
    font-size: 1rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    margin-bottom: 6px;
}
.wealth-feature-card p {
    font-size: 0.86rem;
    color: var(--text-muted);
    line-height: 1.6;
}

/* ==========================================================================
   9. CORPORATE & GLOBAL TRADE FINANCE
   ========================================================================== */
.corporate-banking-section {
    padding: clamp(64px, 8vw, 96px) 0;
    background-color: var(--pure-white);
    border-top: 1px solid var(--surface-border);
}

.corporate-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: center;
}

.corporate-image-frame {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-card-hover);
    border: 6px solid #FFFFFF;
    background: #FFFFFF;
}
.corporate-image-frame img {
    width: 100%;
    height: clamp(320px, 35vw, 480px);
    object-fit: cover;
    display: block;
}

/* ==========================================================================
   10. INTERACTIVE FINANCIAL SIMULATOR (DUAL MODE CALCULATOR)
   ========================================================================== */
.simulator-section {
    padding: clamp(64px, 8vw, 96px) 0;
    background: linear-gradient(180deg, #F8FAFC 0%, #EEF4FA 100%);
    border-top: 1px solid var(--surface-border);
}

.calc-wrapper-card {
    background: #FFFFFF;
    border: 1.5px solid var(--surface-border);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-floating);
    overflow: hidden;
}

.calc-tabs-navigation {
    display: flex;
    border-bottom: 1.5px solid var(--surface-border);
    background: var(--qmc-ice-subtle);
}

.calc-tab-btn {
    flex: 1;
    padding: 18px 24px;
    font-family: var(--font-ar);
    font-weight: 800;
    font-size: clamp(0.92rem, 1.3vw, 1.05rem);
    border: none;
    background: transparent;
    cursor: pointer;
    color: var(--text-muted);
    transition: var(--transition);
    text-align: center;
    border-bottom: 3px solid transparent;
}
.calc-tab-btn:hover {
    color: var(--qmc-navy-deep);
}
.calc-tab-btn.active {
    background: #FFFFFF;
    color: var(--qmc-blue-accent);
    border-bottom-color: var(--qmc-blue-accent);
}

.calc-body-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 40px;
    padding: clamp(24px, 4vw, 44px);
}

/* Sliders */
.slider-group-box {
    margin-bottom: 28px;
}

.slider-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}

.slider-label-text {
    font-size: 1rem;
    font-weight: 700;
    color: var(--qmc-navy-deep);
}

.slider-badge-display {
    font-family: var(--font-en);
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--qmc-blue-accent);
    background: var(--qmc-ice-blue);
    padding: 4px 14px;
    border-radius: 8px;
    border: 1px solid rgba(29, 78, 216, 0.15);
}

.bank-range-slider {
    width: 100%;
    -webkit-appearance: none;
    appearance: none;
    height: 8px;
    border-radius: 4px;
    background: #E2E8F0;
    outline: none;
    cursor: pointer;
    transition: var(--transition);
}
.bank-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: var(--qmc-blue-accent);
    border: 3px solid #FFFFFF;
    box-shadow: 0 2px 8px rgba(29, 78, 216, 0.4);
    cursor: pointer;
    transition: var(--transition);
}
.bank-range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}

.slider-min-max-row {
    display: flex;
    justify-content: space-between;
    font-size: 0.78rem;
    color: var(--text-muted);
    margin-top: 6px;
    font-family: var(--font-en);
}

/* Results Display Sheet */
.calc-results-sheet {
    background: var(--qmc-ice-subtle);
    border: 1.5px solid var(--surface-border);
    border-radius: var(--radius-lg);
    padding: clamp(24px, 3vw, 32px);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.calc-primary-result-box {
    text-align: center;
    padding-bottom: 24px;
    border-bottom: 1.5px solid var(--surface-border);
    margin-bottom: 24px;
}

.result-caption {
    font-size: 0.92rem;
    color: var(--text-muted);
    font-weight: 600;
    margin-bottom: 8px;
}

.result-huge-number {
    font-family: var(--font-en);
    font-size: clamp(2.1rem, 3.5vw, 2.75rem);
    font-weight: 900;
    color: var(--qmc-navy-deep);
    line-height: 1.1;
}
.result-huge-number span {
    font-size: 1.25rem;
    color: var(--text-muted);
    font-weight: 700;
}

.result-breakdown-table {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin-bottom: 28px;
}

.breakdown-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.95rem;
}
.breakdown-label {
    color: var(--text-secondary);
}
.breakdown-value {
    font-family: var(--font-en);
    font-weight: 800;
    color: var(--qmc-navy-deep);
}
.breakdown-value.highlight-green {
    color: var(--qmc-emerald);
}

/* ==========================================================================
   11. TRUST, RATINGS & ACCREDITATIONS
   ========================================================================== */
.trust-credentials-section {
    padding: clamp(48px, 6vw, 64px) 0;
    background-color: var(--pure-white);
    border-top: 1px solid var(--surface-border);
}

.trust-badges-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 16px;
    align-items: center;
}

.trust-badge-card {
    background: var(--qmc-ice-subtle);
    border: 1px solid var(--surface-border);
    border-radius: var(--radius-md);
    padding: 16px 12px;
    text-align: center;
    transition: var(--transition);
}
.trust-badge-card:hover {
    border-color: var(--qmc-blue-accent);
    transform: translateY(-3px);
}

.trust-badge-rating {
    font-family: var(--font-en);
    font-size: 1.35rem;
    font-weight: 900;
    color: var(--qmc-navy-deep);
    margin-bottom: 2px;
}

.trust-badge-org {
    font-size: 0.78rem;
    color: var(--text-muted);
    font-weight: 700;
}

/* ==========================================================================
   12. BRANCHES & 24/7 SUPPORT DIRECTORY
   ========================================================================== */
.branches-support-section {
    padding: clamp(64px, 8vw, 96px) 0;
    background: var(--qmc-ice-subtle);
    border-top: 1px solid var(--surface-border);
}

.branches-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.branch-action-card {
    background: #FFFFFF;
    border: 1.5px solid var(--surface-border);
    border-radius: var(--radius-lg);
    padding: clamp(24px, 3vw, 32px);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: var(--transition);
}
.branch-action-card:hover {
    border-color: var(--qmc-blue-accent);
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-4px);
}

.branch-icon-wrap {
    width: 52px;
    height: 52px;
    border-radius: 12px;
    background: var(--qmc-ice-blue);
    color: var(--qmc-blue-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}

.branch-card-h3 {
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    margin-bottom: 10px;
}

.branch-card-p {
    font-size: 0.95rem;
    color: var(--text-muted);
    line-height: 1.7;
    margin-bottom: 24px;
}

/* ==========================================================================
   13. MODERN INSTITUTIONAL PRE-FOOTER & FOOTER
   ========================================================================== */
/* Pre-Footer VIP Banner */
.pre-footer-vip-strip {
    background: linear-gradient(135deg, #0A2447 0%, #06152B 100%);
    color: #FFFFFF;
    padding: clamp(36px, 5vw, 56px) 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.vip-strip-flex {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
    flex-wrap: wrap;
}

.vip-strip-content h3 {
    font-size: clamp(1.35rem, 2.2vw, 1.85rem);
    font-weight: 800;
    color: #FFFFFF;
    margin-bottom: 8px;
}

.vip-strip-content p {
    color: #CBD5E1;
    font-size: clamp(0.92rem, 1.2vw, 1.05rem);
    max-width: 680px;
}

.vip-strip-actions {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-wrap: wrap;
}

/* Main Institutional Master Footer */
/* ==========================================================================
   14. ULTRA-LUXURY INSTITUTIONAL MASTER FOOTER
   ========================================================================== */
.site-master-footer {
    background: radial-gradient(circle at 50% 0%, #0A2447 0%, #051326 100%);
    color: #94A3B8;
    position: relative;
    padding: 0 0 36px;
    font-size: 0.92rem;
    overflow: hidden;
}

.footer-top-accent-line {
    height: 3px;
    width: 100%;
    background: linear-gradient(90deg, #1D4ED8 0%, #C5A880 50%, #2563EB 100%);
}

/* Newsletter Strip */
.footer-newsletter-banner {
    margin-top: clamp(48px, 6vw, 68px);
    margin-bottom: 48px;
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-lg);
    padding: clamp(20px, 3.5vw, 32px);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
    flex-wrap: wrap;
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
}

.footer-newsletter-info {
    display: flex;
    align-items: center;
    gap: 18px;
    max-width: 640px;
}

.footer-newsletter-icon {
    width: 52px;
    height: 52px;
    border-radius: 12px;
    background: rgba(29, 78, 216, 0.2);
    border: 1px solid rgba(29, 78, 216, 0.4);
    color: #60A5FA;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.footer-newsletter-title {
    font-size: 1.22rem;
    font-weight: 800;
    color: #FFFFFF;
    margin-bottom: 4px;
}

.footer-newsletter-sub {
    font-size: 0.88rem;
    color: #CBD5E1;
    line-height: 1.6;
    margin: 0;
}

.footer-newsletter-form {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-grow: 1;
    max-width: 440px;
}

.footer-newsletter-input {
    flex: 1;
    background: rgba(255, 255, 255, 0.08);
    border: 1.5px solid rgba(255, 255, 255, 0.15);
    border-radius: var(--radius-md);
    padding: 12px 18px;
    color: #FFFFFF;
    font-family: var(--font-ar);
    font-size: 0.92rem;
    outline: none;
    transition: var(--transition);
}
.footer-newsletter-input:focus {
    border-color: #60A5FA;
    background: rgba(255, 255, 255, 0.12);
    box-shadow: 0 0 0 4px rgba(96, 165, 250, 0.15);
}
.footer-newsletter-input::placeholder {
    color: #94A3B8;
}

.footer-newsletter-btn {
    white-space: nowrap;
    padding: 12px 20px;
}

/* Master 5 Columns Grid */
.footer-top-columns-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr 1.2fr;
    gap: 36px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-col-brand {
    display: flex;
    flex-direction: column;
}

.footer-brand-bio {
    color: #94A3B8;
    line-height: 1.8;
    margin-bottom: 18px;
    font-size: 0.9rem;
}

.footer-license-meta-box {
    background: rgba(255, 255, 255, 0.035);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 10px;
    padding: 12px 14px;
    font-size: 0.8rem;
    color: #CBD5E1;
    display: flex;
    flex-direction: column;
    gap: 6px;
    margin-bottom: 18px;
}

.footer-license-meta-box .meta-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.footer-license-meta-box .meta-row strong {
    font-family: var(--font-en);
    direction: ltr;
}

/* Social Channel Icons */
.footer-social-links-row {
    display: flex;
    align-items: center;
    gap: 10px;
}

.footer-social-icon-btn {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);
    color: #CBD5E1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
}
.footer-social-icon-btn:hover {
    background: var(--qmc-blue-accent);
    border-color: var(--qmc-blue-accent);
    color: #FFFFFF;
    transform: translateY(-3px);
    box-shadow: 0 4px 12px rgba(29, 78, 216, 0.4);
}

.footer-col-h4 {
    color: #FFFFFF;
    font-size: 1.05rem;
    font-weight: 800;
    margin-bottom: 20px;
    position: relative;
    padding-bottom: 10px;
}
.footer-col-h4::after {
    content: '';
    position: absolute;
    bottom: 0;
    right: 0;
    width: 32px;
    height: 2.5px;
    background: linear-gradient(90deg, var(--qmc-blue-accent), var(--qmc-gold));
    border-radius: 2px;
}

.footer-nav-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 11px;
}

.footer-nav-list a {
    color: #94A3B8;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.9rem;
}
.footer-link-dot {
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: rgba(148, 163, 184, 0.5);
    transition: var(--transition);
}
.footer-nav-list a:hover {
    color: #FFFFFF;
    transform: translateX(-4px);
}
.footer-nav-list a:hover .footer-link-dot {
    background: #60A5FA;
    box-shadow: 0 0 6px #60A5FA;
}

/* Footer Channels & Help Box */
.footer-support-box {
    background: rgba(255, 255, 255, 0.04);
    border-radius: 12px;
    padding: 16px;
    border: 1px solid rgba(255, 255, 255, 0.08);
    margin-bottom: 12px;
}

.footer-support-meta-label {
    font-size: 0.78rem;
    color: #94A3B8;
    margin-bottom: 4px;
}

.footer-hotline-tag {
    font-family: var(--font-en);
    font-size: 1.35rem;
    font-weight: 900;
    color: #60A5FA;
    margin-bottom: 6px;
    direction: ltr;
    display: block;
    text-align: right;
    transition: var(--transition);
}
.footer-hotline-tag:hover {
    color: #FFFFFF;
}

.footer-support-status {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.76rem;
    color: #10B981;
    font-weight: 700;
}

.footer-emergency-pill {
    display: flex;
    align-items: center;
    gap: 8px;
    background: rgba(220, 38, 38, 0.12);
    border: 1px solid rgba(220, 38, 38, 0.3);
    color: #FCA5A5;
    padding: 10px 14px;
    border-radius: 10px;
    font-size: 0.8rem;
    font-weight: 700;
    transition: var(--transition);
    text-decoration: none;
}
.footer-emergency-pill:hover {
    background: rgba(220, 38, 38, 0.22);
    color: #FFFFFF;
}

/* Footer Middle App Strip */
.footer-middle-app-strip {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 26px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    flex-wrap: wrap;
    gap: 20px;
}

.footer-app-badges {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
}
.footer-app-badges-title {
    font-size: 0.86rem;
    font-weight: 700;
    color: #FFFFFF;
}

.footer-mini-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.07);
    border: 1px solid rgba(255, 255, 255, 0.12);
    color: #FFFFFF;
    padding: 8px 16px;
    border-radius: 10px;
    font-size: 0.82rem;
    font-weight: 700;
    transition: var(--transition);
}
.footer-mini-badge:hover {
    background: var(--qmc-blue-accent);
    border-color: var(--qmc-blue-accent);
    color: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(29, 78, 216, 0.35);
}

.footer-trust-seals-row {
    display: flex;
    align-items: center;
    gap: 12px;
    color: #CBD5E1;
    font-size: 0.82rem;
    font-weight: 700;
    flex-wrap: wrap;
}
.trust-seal-item {
    white-space: nowrap;
}
.trust-seal-sep {
    color: rgba(255, 255, 255, 0.2);
}

/* Footer Bottom Legal Bar */
.footer-bottom-legal {
    padding-top: 26px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 18px;
    font-size: 0.82rem;
    color: #64748B;
}

.footer-legal-copyright {
    color: #94A3B8;
    line-height: 1.6;
}

.footer-legal-links {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-wrap: wrap;
}
.footer-legal-links a {
    color: #94A3B8;
    transition: var(--transition);
}
.footer-legal-links a:hover {
    color: #FFFFFF;
}
.footer-legal-links span {
    color: rgba(255, 255, 255, 0.2);
}

.footer-back-to-top {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    color: #FFFFFF;
    padding: 8px 16px;
    border-radius: 999px;
    font-size: 0.82rem;
    font-weight: 700;
    font-family: var(--font-ar);
    cursor: pointer;
    transition: var(--transition);
}
.footer-back-to-top:hover {
    background: var(--qmc-blue-accent);
    border-color: var(--qmc-blue-accent);
    transform: translateY(-3px);
    box-shadow: 0 4px 14px rgba(29, 78, 216, 0.4);
}

/* ==========================================================================
   14. INTERACTIVE MODALS (SECURE LOGIN & ONBOARDING)
   ========================================================================== */
.modal-backdrop-overlay {
    position: fixed;
    inset: 0;
    background: rgba(6, 21, 43, 0.65);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    z-index: 2100;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}
.modal-backdrop-overlay.active {
    opacity: 1;
    visibility: visible;
}

.modal-dialog-box {
    background: #FFFFFF;
    border-radius: var(--radius-xl);
    width: 100%;
    max-width: 520px;
    padding: clamp(24px, 4vw, 40px);
    position: relative;
    box-shadow: var(--shadow-floating);
    transform: translateY(20px);
    transition: var(--transition);
    max-height: 92vh;
    overflow-y: auto;
}
.modal-backdrop-overlay.active .modal-dialog-box {
    transform: translateY(0);
}

.modal-close-icon-btn {
    position: absolute;
    top: 20px;
    left: 20px;
    background: var(--qmc-ice-subtle);
    border: 1px solid var(--surface-border);
    width: 36px;
    height: 36px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    font-size: 1.1rem;
    color: var(--text-muted);
    transition: var(--transition);
}
.modal-close-icon-btn:hover {
    background: #F1F5F9;
    color: var(--qmc-navy-deep);
}

.modal-heading-block {
    text-align: center;
    margin-bottom: 28px;
}
.modal-heading-block h3 {
    font-size: 1.45rem;
    font-weight: 800;
    color: var(--qmc-navy-deep);
    margin-bottom: 6px;
}
.modal-heading-block p {
    font-size: 0.92rem;
    color: var(--text-muted);
}

/* Portal Switcher Buttons */
.portal-switch-group {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px;
    background: var(--qmc-ice-subtle);
    padding: 4px;
    border-radius: var(--radius-md);
    margin-bottom: 24px;
    border: 1px solid var(--surface-border);
}

.portal-switch-button {
    padding: 10px 14px;
    border: none;
    background: transparent;
    border-radius: 8px;
    font-family: var(--font-ar);
    font-weight: 700;
    font-size: 0.9rem;
    color: var(--text-muted);
    cursor: pointer;
    transition: var(--transition);
}
.portal-switch-button.active {
    background: #FFFFFF;
    color: var(--qmc-blue-accent);
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

/* Form Controls */
.form-group-item {
    margin-bottom: 18px;
}

.form-label-title {
    display: block;
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--qmc-navy-deep);
    margin-bottom: 6px;
}

.form-input-text {
    width: 100%;
    padding: 12px 16px;
    border: 1.5px solid var(--surface-border);
    border-radius: var(--radius-md);
    font-family: var(--font-ar);
    font-size: 1rem; /* 16px prevents iOS zoom bug */
    color: var(--text-primary);
    background: #FFFFFF;
    transition: var(--transition);
    outline: none;
}
.form-input-text:focus {
    border-color: var(--qmc-blue-accent);
    box-shadow: 0 0 0 3px rgba(29, 78, 216, 0.12);
}

/* Demo Credentials Box */
.demo-accounts-assist {
    margin-top: 24px;
    background: var(--qmc-ice-subtle);
    border: 1px solid var(--surface-border);
    border-radius: var(--radius-md);
    padding: 14px 18px;
}
.demo-accounts-title {
    font-size: 0.84rem;
    font-weight: 700;
    color: var(--qmc-navy-deep);
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 6px;
}
.demo-buttons-flex {
    display: flex;
    gap: 8px;
}

/* Toast System */
.toast-container {
    position: fixed;
    bottom: 24px;
    left: 24px;
    z-index: 3000;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.toast-box {
    background: var(--qmc-navy-deep);
    color: #FFFFFF;
    padding: 14px 20px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-floating);
    font-size: 0.92rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 10px;
    border-right: 4px solid var(--qmc-blue-accent);
}
.toast-box.success {
    border-right-color: var(--qmc-emerald);
}
.toast-box.error {
    border-right-color: #DC2626;
}

/* ==========================================================================
   RESPONSIVE DESIGN SYSTEM (ALL SCREEN SIZES)
   ========================================================================== */
/* Large Desktops / Laptops (<= 1200px) */
@media (max-width: 1200px) {
    .footer-top-columns-grid {
        grid-template-columns: 1.5fr 1fr 1fr 1fr;
    }
    .footer-support-col {
        grid-column: 1 / -1;
        display: flex;
        justify-content: space-between;
        align-items: center;
        background: rgba(255, 255, 255, 0.03);
        padding: 20px;
        border-radius: 12px;
    }
}

/* Screen <= 1240px: Compact Desktop Nav Spacing */
@media (max-width: 1240px) {
    .nav-item-link {
        padding: 7px 8px;
        font-size: 0.84rem;
    }
    .header-hotline-pill {
        display: none !important;
    }
}

/* Tablets & Mobile Screens (<= 1080px): Clean Off-Canvas Collapse */
@media (max-width: 1080px) {
    .primary-nav-wrapper {
        display: none !important;
    }

    .header-hotline-pill {
        display: none !important;
    }

    /* Move all extra buttons strictly inside the mobile drawer */
    .btn-lang-switcher,
    .user-badge-header,
    .btn-login-nav,
    .btn-register-nav,
    .mobile-header-quick-login {
        display: none !important;
    }

    /* Only Hamburger appears on mobile/tablet */
    .mobile-hamburger {
        display: flex !important;
    }

    .header-actions-wrap {
        gap: 0;
    }

    .navbar-container {
        justify-content: space-between !important;
        align-items: center;
        width: 100%;
        padding: 10px 0;
    }

    .hero-layout-grid,
    .cards-interactive-grid,
    .digital-app-split-grid,
    .private-wealth-grid,
    .corporate-grid,
    .calc-body-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .services-tiles-grid,
    .branches-cards-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .trust-badges-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .footer-top-columns-grid {
        grid-template-columns: 1fr 1fr;
        gap: 36px;
    }

    .footer-newsletter-banner {
        flex-direction: column;
        align-items: stretch;
    }
    .footer-newsletter-form {
        max-width: 100%;
    }

    .floating-glass-badge {
        padding: 10px 14px;
        gap: 10px;
    }
    .badge-icon-square {
        width: 36px;
        height: 36px;
    }
    .badge-pos-top-left {
        top: -12px;
        left: -12px;
    }
    .badge-pos-bottom-right {
        bottom: -12px;
        right: -12px;
    }
}

/* Mobile Phones & Tablets Portrait (<= 768px) */
@media (max-width: 768px) {
    body {
        padding-bottom: 64px; /* Room for mobile bottom app dock */
    }

    .container {
        padding: 0 16px;
    }

    /* Header Mobile Tweaks: Ultra-Clean & Perfectly Responsive */
    .site-header {
        border-bottom-color: rgba(226, 232, 240, 0.95);
    }
    .navbar-container {
        padding: 8px 0;
        justify-content: space-between !important;
        align-items: center;
        width: 100%;
    }
    .brand-identity {
        gap: 8px;
        min-width: 0;
        flex-shrink: 1;
    }
    .brand-emblem {
        width: 36px;
        height: 36px;
        border-radius: 8px;
    }
    .brand-emblem-text {
        font-size: 0.92rem;
    }
    .brand-names {
        min-width: 0;
    }
    .brand-title-arabic {
        font-size: 1.05rem;
        white-space: nowrap;
        overflow: hidden;
        text-overflow: ellipsis;
    }
    .brand-subtitle-en {
        font-size: 0.58rem;
        letter-spacing: 0.5px;
        white-space: nowrap;
        overflow: hidden;
        text-overflow: ellipsis;
    }
    .header-regulatory-badge {
        display: none !important;
    }

    /* All extra icons & buttons strictly hidden from mobile header */
    .btn-lang-switcher,
    .user-badge-header,
    .btn-login-nav,
    .btn-register-nav,
    .mobile-header-quick-login,
    .header-hotline-pill {
        display: none !important;
    }

    .mobile-hamburger {
        display: flex !important;
        width: 38px;
        height: 38px;
        flex-shrink: 0;
    }

    /* Hero Section Mobile */
    .hero-bank-section {
        padding: 36px 0 48px;
    }
    .hero-headline {
        font-size: 2.15rem;
        line-height: 1.3;
    }
    .hero-description {
        font-size: 0.98rem;
    }
    .hero-cta-flex {
        flex-direction: column;
        width: 100%;
        gap: 10px;
    }
    .hero-cta-flex .btn {
        width: 100%;
    }

    .hero-kpis-strip {
        grid-template-columns: 1fr;
        gap: 16px;
        padding-top: 24px;
    }
    .kpi-block-item {
        background: #FFFFFF;
        padding: 14px 18px;
        border-radius: 12px;
        border: 1px solid var(--surface-border);
    }

    .floating-glass-badge {
        position: static;
        margin-top: 12px;
    }
    .badge-pos-top-left,
    .badge-pos-bottom-right {
        position: static;
    }
    .hero-photography-frame {
        display: flex;
        flex-direction: column;
        gap: 10px;
    }

    /* Market Ticker Mobile */
    .market-ticker-grid {
        flex-direction: column;
        align-items: stretch;
        gap: 12px;
    }
    .quick-converter-inline {
        width: 100%;
        justify-content: space-between;
    }
    .converter-input-mini {
        width: 60px;
    }

    /* Quick Services Grid Mobile */
    .services-tiles-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    /* Luxury Cards Mobile */
    .card-specs-flex {
        grid-template-columns: 1fr;
        gap: 12px;
    }
    .card-tier-pill {
        padding: 12px 14px;
    }

    /* Digital App Badges Mobile */
    .app-download-badges-row {
        width: 100%;
    }
    .app-store-pill {
        flex: 1;
        justify-content: center;
    }

    /* Wealth Features Grid Mobile */
    .wealth-features-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    /* Calculator Mobile */
    .calc-tabs-navigation {
        flex-direction: column;
    }
    .calc-tab-btn {
        padding: 14px 16px;
        border-bottom: 1px solid var(--surface-border);
    }
    .calc-tab-btn.active {
        border-bottom: 3px solid var(--qmc-blue-accent);
    }
    .calc-body-grid {
        padding: 20px 16px;
    }

    /* Trust Credentials Mobile */
    .trust-badges-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }

    /* Branches Grid Mobile */
    .branches-cards-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    /* Pre-Footer Strip Mobile */
    .vip-strip-flex {
        flex-direction: column;
        align-items: stretch;
        text-align: right;
    }
    .vip-strip-actions {
        flex-direction: column;
        width: 100%;
    }
    .vip-strip-actions .btn {
        width: 100%;
    }

    /* Footer Mobile */
    .footer-top-columns-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }
    .footer-middle-app-strip {
        flex-direction: column;
        align-items: stretch;
        text-align: center;
        gap: 16px;
    }
    .footer-app-badges {
        justify-content: center;
    }
    .footer-trust-seals-row {
        justify-content: center;
    }
    .footer-bottom-legal {
        flex-direction: column;
        text-align: center;
        gap: 8px;
    }

    /* Show Bottom Dock on Mobile */
    .mobile-bottom-app-dock {
        display: block;
    }
}

/* Small Smart Phones (<= 480px) */
@media (max-width: 480px) {
    .navbar-container {
        padding: 6px 0;
    }
    .brand-identity {
        gap: 6px;
    }
    .brand-emblem {
        width: 32px;
        height: 32px;
        border-radius: 7px;
    }
    .brand-emblem-text {
        font-size: 0.85rem;
    }
    .brand-title-arabic {
        font-size: 0.98rem;
    }
    .brand-subtitle-en {
        font-size: 0.52rem;
    }
    .mobile-hamburger {
        width: 36px;
        height: 36px;
    }

    .hero-headline {
        font-size: 1.85rem;
    }
    .section-heading-lg {
        font-size: 1.6rem;
    }
    .btn-lg {
        padding: 13px 20px;
        font-size: 0.95rem;
    }
    .result-huge-number {
        font-size: 2rem;
    }
    .demo-buttons-flex {
        flex-direction: column;
    }
    .modal-dialog-box {
        padding: 24px 18px;
    }
}

/* Ultra-Compact Phones (<= 360px) */
@media (max-width: 360px) {
    .brand-subtitle-en {
        display: none !important;
    }
    .brand-title-arabic {
        font-size: 0.92rem;
    }
    .brand-emblem {
        width: 30px;
        height: 30px;
    }
    .brand-emblem-text {
        font-size: 0.8rem;
    }
    .mobile-hamburger {
        width: 34px;
        height: 34px;
    }
}